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OPUS: Protective Professional Indemnity Insurance for Owners

Customizable Protective Professional Indemnity Insurance

Why Owners Protective Coverage?

OPUS protects an owner against economic loss due to the following issues with subcontracted professional(s):

  • Insufficient design professional limits
  • Bankruptcy
  • Encumbered or exhausted design professional limits due to other claims
  • No design professional insurance
  • Cost overruns
  • Delayed project completion
Why owners protective professional indemnity insurance coverage? Why owners protective professional indemnity insurance coverage?

OPUS

OPUS (Owners Protective Policy) offers protection in the event of a significant economic loss. The policy sits excess of the annual professional liability policies of design professionals and other consultants performing professional services on the project owners’ behalf. The policy can also be excess of a project specific professional liability policy written for the architect or design firm.

Why Work With Us
Why owners protective professional indemnity policy? Why owners protective professional indemnity policy?
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OPUS Coverage Highlights

OPUS is a project specific professional and pollution liability policy that provides separate Insuring Agreements that share a Policy Aggregate Limit for Protective Professional Indemnity, Protective Contractor’s Pollution, Third Party Claim Defense and Indemnity.

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Policy Forms

Explore Berkley Construction Professional’s policy forms covering everything from owners protective to HARMONY’s follow-form for excess insurance.

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Excess for Owners

We offer Excess for Owners through HARMONY, a follow-form excess liability and indemnity policy that can be used to provide excess insurance attaching atop any combination of Owner’s professional or pollution insuring agreements.

The Power of Berkley

Berkley Construction Professional is one of approximately 60 (re)insurance businesses that comprise the Berkley brand. Berkley is one of America’s largest commercial lines property casualty providers, operating worldwide. Each Berkley business offers deep expertise within an industry, product, region, or distribution type.

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