BCP PERFORM

“The policy that gets it done”. If you are looking for a workhorse that will not tire and service your most complex professional and pollution liability needs, you have found it in PERFORM. It is a policy that takes care of your business like no other. It is responsive with its per project designated coverage and also incorporates our proactive approach to claims handling. The policy reflects positively on our deep understanding of our insured’s needs and has, in only a short time, become the preferred product for many sophisticated insureds.

 

BCP PERFORM Policy

Berkley Construction Professional is pleased to announce the deployment of its PERFORM policy for construction firms. The PERFORM is an annual renewable* Contractors Professional and Pollution Liability policy. While it does contain the traditional combined Professional, Protective and Pollution coverage grants, it actually provides separate Insuring Agreements for each of the following exposures that share a Policy Aggregate Limit:

  • Protective Indemnity
  • Professional Liability
  • Contractor Pollution Liability
  • Cyber Liability
  • Media and Personal Injury Liability
  • Mitigation
  • Contractor’s Pollution Liability (includes Transportation, Loading and Unloading Coverage, Non-Owned Disposal Site and Non-Owned Storage Site coverages)
  • Site Pollution Liability coverage (via endorsement)
  • Defense Outside Limit coverage (via endorsement)

*Please note that coverage can also be made available on a Project Specific basis


Berkley Construction Professional is pleased to announce the deployment of its PERFORM policy for construction firms. The PERFORM is an annual renewable* Contractors Professional and Pollution Liability policy.
BCP PERFORM Coverage Highlights

“A policy you won’t need a magnifying glass to read”

BCP PERFORM Coverage Highlights

  • Proactive settlement approach for both the Protective Indemnity coverage via the Settlement Provisions of the policy (Section III.D).
  • Affirmative grant of Protective Indemnity coverage for contractor’s pollution conditions
  • New Insuring Agreement for Cyber Liability
  • New Insuring Agreement for Media and Personal Injury Liability
  • Mitigation Insuring Agreement applies to Mitigation Cost to mitigate or avoid Cyber Claims and Media and Personal Injury Claims.
  • Emergency Expense is provided as a Supplemental Limit outside of and in addition to the Policy Aggregate Limit
  • Worldwide indemnity provision incorporated into Defense, Settlement and Cooperation section (Section III. A)
  • Worldwide indemnity provision incorporated into Defense, Settlement and Cooperation section (Section III. A)
  • Broadened and/or clarified scope of covered Professional Services:
  • Broadened Scope of covered Contractor Activities:
    • Addition of environmental activities
    • Incorporation of exposures arising out of Non-Owned Locations
  • Goods/Products exclusion carvebacks to address customized product design and pollution conditions resulting from installed goods/products
  • Insured’s SIR obligation for all Claims shall be eroded by contributions from the Recoverable Insurance
  • No SIR obligation under the Protective Indemnity Insuring Agreement
  • No Coinsurance obligation under the Mitigation Insuring Agreement
  • And more…

BCP’s HARMONY policy can also be used in conjunction with PERFORM:

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